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This research is aimed at determining which syariah monetary instruments that are better is creating occurred responses on the performance of syariah banking in Indonesia as the result of shock. The effect of shock on syariah monetary instrument PUAS increased the asset, fund of the third party, non-performing financing and financing on the take place in average 16 months. The variables of syariah banking performance that gives the highest contribution in transaction volume changing on the syariah monetary instrument is non performing financing and asset. Likewise, by comparing between the SWBI syariah monetary Instrument and IMA certificate in PUAS. This comparation indicates that SWBI syariah monetary Instrument is better to be used by syariah banking in Indonesia than IMA certificate in PUAS. This resulted  indicated that the goal of syariah banking is using the syariah monetary instrument is not separated from motives to avoid the risks occurred in the portfolio of fund using, particularly financing with potencies of non performing financing. Likewise, the placement of syariah banking fund at SWBI that is also guessed to minimize the risks resulted from SWBI if compared to the IMA certificate in PUAS.

Keywords: SWBI, IMA certificate in PUAS, shock, syariah banking performance

Abstract: Nowadays many men and women have a profession as an auditor. This profession has a high preassure in terms of time and level of detail. Therefore this study aims to assess the effect of professionalism and organizational commitment to the performance of men and women auditor. And also, if those differences influence the performance of men and women auditor. Research sample are 103 auditors of Central and Regional Inspectorate. The result of the research shows that there are influence of both variables on the performance of the male and female auditors, and there are differences in the influence of both variables on the performance between the male and female auditors. Keywords: Gender, Auditor, performance, professionalism, and the commitment organization 

In December 2016, there are 116 commercial banks in Indonesia. Those banks are divided into few categories. Two of them are commercial banks based on business activity (BUKU) and based on ownership. This research analyzes all commercial banks that operates between 2012 and 2016 and divide them into two categories mention before. The aim of the research is to find out efficiency score using SFA method based on those two categories. The result show that banks in BUKU 3 have the highest efficiency score, followed by BUKU 1, BUKU 4 and BUKU 2. Meanwhile, on ownership category, state owned enterprise banks have the highest score. It then followed by foreign banks, private banks, municipal banks and the last one mix ownership bank. 

This paper analyzed the behavior management in state owned bank in Indonesia. The behavior management, which is divided into four hypothesis which are, bad management, bad luck, skimping and moral hazard. This hypothesis is tested using four variables, which are efficiency, non-performing loan and capital adequacy ratio. Meanwhile, the Granger Causality test is using to find out which behavior management is happened. This concept then applied in ordinary least square model. As modification, this research use VAR (Vector Autoregressive). Since VAR also using granger causality basic concept. The result show that bad luck hypothesis happened. This is similar with the condition in India, Nordic, Central and Eastern Europe